In difficult economic times, families may need to rely on government assistance to help feed and support the household. The Supplemental Nutrition Assistance Program allots a certain amount of money to a qualifying family so that the family can buy groceries. If a family cannot afford to buy food, the wage-earners should consider applying for SNAP benefits.
Gross Income and Net Income
SNAP benefits are based on family size and income. Certain households may be exempt from meeting the income test. According to the Food and Nutrition Service of the USDA, households on receiving social security benefits or Temporary Assistance for Needy Families do not need to meet the income tests. Households subject to the income test must meet both gross and net monthly income limits. Gross monthly includes all income received during the month, such as wages and social security benefits. Net income is the income left over after making allowable deductions, such as subtracting child support payments from gross income. The exact limits are subject to change and vary on family size. In 2011, a family of five could have a gross income of $2,794 per month and a net income of $2,150 per month and still qualify for SNAP benefits.
Asset Test
In addition to income, households cannot own more than a certain allowable amount of assets. Assets include items such as bank accounts and personal property. Cars may count, in certain instances. According to the USDA FNS, cars count if they are used for personal purposes and have a fair market value over $4,650 (as of 2011). In general, households cannot own more than $2,000 in countable resources. This amount may be increased to $3,000 if at least one member of the household is at least 60 years old or disabled.
Employment Requirements
Applicants between 18 and 50 years old may need to meet certain employment requirements. According to the USDA FNS, if a person 18 to 50 years hold has no dependent children and either does not work or does not participate in a workforce training program, she is only eligible to receive SNAP benefits for three months in a 36 month period. An applicant should check with her local social security office for specific work requirements that may apply in her situation.
Information Needed to Apply
To receive food stamps, an applicant must fill out an application and provide certain documentation. In general, an applicant needs identification (such as a driver's license), proof of income (such as pay stubs) and proof of expenses. According to the Social Security Administration, a person may apply for food stamps by visiting a local social security office. In addition, applicants can find applications and additional information by visiting their state's assistance websites.
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